how much do i need, and what type?

[s18 adt]

hi all im new to the club, i currently drive a ford fiesta 1.25 but am planning on selling it in the near future for a bmw, im just after some advice, how much money do i need to be earning to own a bmw comfortably, i have around £3500 saved up, im 21 in february and earn a average of £240 a week and i will do around 40-50 miles per week.

how much roughly does it cost to run a bmw, will it be possible for me?

also what would be the best bmw for me to buy, i have seen a few e46 coupes with around 80,000 miles on the clock, would i be better with a 1.8 or a 2ltr

thank you

helps much appreciated

[G4VHD]

Im 27 the missus is 25, we have a e46 320d on a 03 plate paying 500 notes fully comp.

We paid 4k for the BM but that was under book price I think?

Go for diesel mate, they are quicker than you imagine and still get 550 mile per tank.

oh and welcome along and stick around...:lol:

[Luke]

Hi mate welcome, I'm only 19 and iv got 1.9 petrol and insurance I pay about 1200 a year which isn't that bad for someone my age with a bmw :) I paid 3800 quid for myn its got 86k on the clock and is in mint condion, to run my bm its not to bad depending on how heavy your foot is lol and with the money your on you should be able to run one easy as I can and I'm a new manager at BnQ :) good luck mate need anymore advice give me a shout and like wise to what gav said.. Stick around its useful knowing these older wiser guys :)

[SamTe46]

Hi, in 21 and my 325se costs me 1700 a year, and petrol goes quick!! Stick to 320d and ul love it!!!! Cheap cost but lovely car!!

[s18 adt]

thanks for the replys, i think diesel will be well worth it, i just cant wait to get 1 now lol, does anyone now any cheap insurers for a bmw? thanks

[andy-mcq]

i think i was getting the cheapest for mine with admiral?

best thing to do is try the likes of go compare etc but im sure some people will have some suggestions

[Luke]

I'm on my dads insurance with direct line iv been with them since I passed my test very good for new drivers

[andy-mcq]

I'm on my dads insurance with direct line iv been with them since I passed my test very good for new drivers

how does that work then if its good for new drivers but your on your dads insurance?

[Luke]

Because its a bit cheaper

[G4VHD]

Oh yeah I fogot

Stick around its useful knowing these older wiser guys :)

Im only 27 :blink:

[Greeney2k1]

they aint too bad to run tbh i have a 320 and thats not too bad tbh. its more expensive than a lot of cars ive previously owned but not shockingly different.......tbh i do wish i had a diesel lol my missus get 50mpg in hers and i only get around 26 in mine =[

[Luke]

Yess I know that gav!! But your still older :s

[andy-mcq]

Because its a bit cheaper

but your dad isnt a new driver i take it? how much would it be for you as first driver?

[Luke]

Na he's been driving for 29 years and my own insurace it would be 2785 quid a year

[G4VHD]

Na he's been driving for 29 years and my own insurace it would be 2785 quid a year

Ouch

[andy-mcq]

so there not good for new drivers then

careful with what yer doing there, i almost got caught with mods not declared on my insurance this year, luckily the insurance was closed when the pig sorry police went to ring them up and grass me up.

[Luke]

Its all safe trust I check it all out and been on my dads for two years and been pulled by the pigs woops I mean wiltshires finests plenty of times and had no troubles and course its good for new drivers it halves you insurace

[andy-mcq]

but its not your insurance, its your dads

[Luke]

Ohhh don't worry bout it andy lol

[andy-mcq]

LOL im not B)

[knightsmith]

young chef in the kitchen of my local (22) got excess on his 316 insurance because it was rear wheel drive!