Warranty Bmw Or Other?

[LeMans88]

I have received a notice advising my warranty is about to expire on 31st August 2011. Should I take out the offered BMW warranty at £713 pa? Warranty Direct have quoted £500 pa including wear and tear. Creditplus as advertised on this site, have quoted £326.32 for a fair wear and tear.

Should I go BMW, take one of the 2 alternatives above, look at someone else or not bother at all??

[G4VHD]

Id personaly go BMW, but read the small print.

I have been ripped off with 3rd party warranty before.

And anyone who says fair wear and tear, forget it.

What would you class as fair?

[prestige interiors]

I also came unstuck with third party warranty they said get work done then send them bill never did pay out because although parts that needed were covered cause of parts falier was down to wear and tear