We bought a Peugeot 106 1100cc for my son aged 18 it cost 950 quid, he found Aviva was the cheapest for 3rd party at 1380 quid. It was the same the second year. ( he had pass plus ) He's now 20 and has now bought a 1.8 Astra convertible. Me and the mrs started a multi car policy with admiral, both saved dosh on our cars however the young yin got 3rd party for the astra for 930 quid. From what I can see its the car, also it helps to have a mature female on the policy as a named driver.